Buying a home still under construction in Dubai can be exciting! Before you jump in, though, there are essential things to know.

Dubai has impressive buildings and great projects, but there are rules to follow. This guide will help you understand how to buy a home that needs to be finished.

We’ll talk about the important steps, like picking good builders and figuring out what’s happening in the property market.

Whether you’ve done this before or are a first-time buyer, this guide will help you understand the steps to buy off-plan properties for sale in Dubai. Let’s get started on this journey together!

Guide To Buy an Off-Plan Property in Dubai 2024

1. Make Up Your Mind

Firstly, it’s important to decide what you want in a home. If you’re considering buying a property that hasn’t been built yet, you won’t be able to visit it beforehand physically.

However, there are advantages to this approach.

You can secure the best price for a desirable unit by purchasing at the project’s early stages.

Additionally, profit potential exists if the project gains popularity and the real estate market performs well.

Moreover, opting for properties under construction often comes with more favorable payment plans featuring lower initial costs and monthly payments.

To make the right decision, consider factors such as your budget, preferred location, the reputation of the builder, the type and size of the home you desire, necessary facilities, and the characteristics of the community.

2. Register with a Real-Estate Specialist

To simplify the process of purchasing off-plan properties in Dubai, it’s advisable to register with a specialized Real Estate company.

While buying off-plan is already a straightforward procedure in Dubai, partnering with an experienced agency with strong, established connections with developers can enhance your options.

By doing so, you gain access to a diverse range of choices. Your appointed agent will act on your behalf, ensuring that contracts are in order, providing updates on the project’s progress, and overseeing the handover process.

An effective off-plan agent is typically registered with all off-plan projects and developers, enabling them to present you with the best opportunities.

This collaborative approach simplifies the buying experience and increases the likelihood of securing a favorable deal.

3. Finding the Right Fit For You!

Your agent becomes your helpful guide when trying to find the perfect home. They will take the time to understand what you’re looking for and match your needs with the available projects.

This is important because, especially in places like Dubai, many properties are being built, and your agent’s expertise can make the process much easier for you.

Your agent will give you a lot of information to help you decide. They will share floor plans, which show how the rooms are arranged, payment plans that explain how you can pay for the property, and brochures that give you a closer look at what each project offers.

In addition, they might provide videos so you can virtually tour the property. Some developers go a step further and create ‘mock properties.’ These are like pretend versions of the homes they are building. They show the materials used, how the rooms are set up, the size of the property, and what facilities and amenities are included.

If you’re interested, your agent can even arrange for you to visit the construction site. This is called a site visit, allowing you to see the location in person. It’s a great way to get a feel for the surroundings and understand better what your potential new home will be like. It’s almost like a sneak peek before the home is even finished!

The goal is to ensure you have all the information you need to make the best decision. Your agent is your property expert, helping you navigate the details and options. This way, you can choose a home that fits your requirements and feels just right for you.

4. Making the Right Choice

Once you’ve found the property you want with the help of your agent, the next step is to visit the developer’s sales office. This is where you’ll get to choose the specific unit you’re interested in, and you’ll officially reserve it by signing a contract with the developer. This contract is known as a Sales Purchase Agreement (SPA). 

When signing the SPA, you’ll typically need an initial deposit, usually within 10% to 20% of the property’s price. Along with your commitment to purchase, you’ll be required to provide a copy of your passport.

Within the next 30 days, you’ll need to take care of a couple of additional fees. One is the 4% DLD title registration fee, and the other is the AED 1,000 oqood fee.

The 4% DLD title registration fee is mandatory for registering the property in your name. It ensures that the property’s ownership is officially documented.

The AED 1,000 oqood fee is also part of the registration process and contributes to the administrative costs associated with the property transfer.

These steps, involving the SPA and associated fees, are crucial in the property-buying process. They formalize your intent to purchase the chosen property, and the payments secure your reservation.

Understanding and fulfilling these requirements is essential to proceed smoothly with acquiring your new home. Your agent can guide you through each step, promptly ensuring you meet all the necessary obligations.

5. Lock With Your Payment 

Once you’ve reserved your chosen property by signing the Sales Purchase Agreement (SPA) and making the initial deposit, staying on track with the payments outlined in the contract is important.

The payment plan, a part of the SPA, will detail how and when you’re supposed to make subsequent payments. Following this plan is crucial until the property is officially handed over to you, as per the terms agreed upon in the contract.

Sometimes, life circumstances may change, and you might need to sell the property before the contract term is completed. Generally, the contracts allow for re-selling if necessary, but it’s vital to understand the conditions outlined in the agreement thoroughly.

If you have any questions or need clarification about the payment plan or any other terms in the contract, don’t hesitate to reach out to your agent. They are there to assist you and ensure you clearly understand your responsibilities and rights throughout the process.

Communication is critical during this stage, and your agent can provide valuable guidance to help you navigate any uncertainties. Keeping an open line of communication with your agent and staying informed about the payment plan terms will contribute to a smoother and more transparent property-buying experience.

6. Handover

At the end of the contract, during the property handover, there are important steps to ensure everything is in order before you officially move in.

You’ll be tasked with inspecting the property for any issues, commonly known as “snag issues,” that may need attention or fixing. This inspection is crucial to identify any imperfections or unfinished details that the developer should address before you take full possession.

You’ll make a final payment once the snag issues are identified and resolved. This payment marks the conclusion of the property purchase process, and in return, you’ll receive access cards and keys to your new home.

Your agent will guide you through this final stage, ensuring that the inspection is thorough and any concerns are appropriately addressed.

Having your agent by your side during the handover is beneficial to make the process as smooth as possible. They can assist in coordinating with the developer, ensuring all necessary paperwork is completed and that you receive the access cards and keys promptly. This support helps streamline the transition, allowing you to move into your new property without unnecessary delays or complications.


In conclusion, the buying process involves several key stages, from choosing the right home with your agent to making initial deposits, following the payment plan, and finally, the critical handover phase.

This journey is made significantly smoother with the guidance of a knowledgeable agent who helps you find the perfect property and ensures that you understand and meet all contractual obligations.

The final steps, including inspecting snag issues and receiving access cards and keys, mark the completion of your efforts. 

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